Introduction & Scope

ArthGuru.space ("we," "our," or "us") values your privacy and is committed to protecting your personal information. This comprehensive Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website arthguru.space, use our mobile applications, or engage with our financial services.

This policy applies to all users of our services, including visitors, registered users, and subscribers. By accessing or using our services, you agree to the collection and use of information in accordance with this policy.

Information We Collect

To provide you with our financial services, we collect several types of information:

Personal Identification Information

• Contact Details: Full name, email address, phone number, physical address
• Account Information: Username, password, security questions
• Demographic Data: Age, gender, location, occupation
• Financial Profile: Investment goals, risk tolerance, financial objectives

Technical & Usage Information

• Device Information: IP address, browser type, operating system, device type
• Usage Data: Pages visited, time spent, features used, search queries
• Location Data: General location based on IP address or precise location with consent
• Cookies & Tracking: Session data, preferences, authentication tokens

How We Use Your Information

We use the collected information for specific, legitimate purposes:

• Service Delivery: To create and manage your account, provide financial insights, and deliver requested services
• Personalization: To tailor content, recommendations, and user experience based on your preferences
• Communication: To send service updates, security alerts, and respond to your inquiries
• Security & Fraud Prevention: To protect our services, users, and business from malicious activities
• Analytics & Improvement: To analyze usage patterns and enhance our platform's functionality
• Legal Compliance: To meet regulatory requirements and respond to legal requests
• Marketing: To send promotional materials (only with your explicit consent)

Information Sharing & Disclosure

We may share your information in limited circumstances:

• Service Providers: Trusted partners who help us operate our platform (e.g., hosting, analytics, customer support)
• Legal Obligations: When required by law, court order, or governmental regulations
• Business Transfers: In connection with mergers, acquisitions, or sale of business assets
• Protection of Rights: To protect our rights, property, or safety, or that of our users
• With Your Consent: When you explicitly authorize specific data sharing

All third-party service providers are contractually obligated to protect your data and use it only for the services they provide to us.

Cookies & Tracking Technologies

We use cookies and similar technologies to enhance your experience:

• Essential Cookies: Required for basic website functionality and security
• Performance Cookies: Help us understand how users interact with our platform
• Functionality Cookies: Remember your preferences and settings
• Targeting Cookies: Used for personalized advertising (with consent)

You can control cookie settings through your browser. However, disabling essential cookies may impact website functionality.

Data Security Measures

We implement robust security measures to protect your information:

• Encryption: Data encryption in transit (SSL/TLS) and at rest
• Access Controls: Strict authentication and authorization protocols
• Network Security: Firewalls, intrusion detection, and regular security audits
• Employee Training: Comprehensive data protection training for all staff
• Incident Response: Established procedures for security incident management

Your Privacy Rights

Depending on your location, you may have the following rights:

• Right to Access: Request a copy of your personal data we hold
• Right to Rectification: Correct inaccurate or incomplete information
• Right to Erasure: Request deletion of your personal data
• Right to Restrict Processing: Limit how we use your data
• Right to Data Portability: Receive your data in a machine-readable format
• Right to Object: Object to certain data processing activities
• Right to Withdraw Consent: Revoke consent at any time

To exercise these rights, please contact us using the information below. We will respond within 30 days.

International Data Transfers

Your information may be processed in countries outside your residence. We ensure appropriate safeguards are in place for international data transfers, including:

• Standard contractual clauses approved by regulatory authorities
• Adequacy decisions for countries with approved data protection standards
• Binding corporate rules for intra-organizational transfers

Children's Privacy

Our services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from children.

If you believe a child has provided us with personal data, please contact us immediately. We will take steps to delete such information promptly.

Policy Updates & Changes

We may update this Privacy Policy to reflect changes in our practices or legal requirements. We will notify you of significant changes by:

• Posting the updated policy on our website with a new "Last Updated" date
• Sending email notifications to registered users for material changes
• Displaying prominent notices on our platform for major updates

We encourage you to review this policy periodically to stay informed about how we protect your information.